Terms

It is mandatory to abide by the terms set forth by us at Loans Shelter. Therefore, take your time to carefully go through the terms ahead of registering with us. The purpose behind the terms is to govern your use of the services available in this website. We request you to navigate away from the websites if you are unable to abide by the terms set forth by us.

All information, text and images appearing in this website are our intellectual property. You are free to make copies of documents, images or other materials available in this website for personal purpose only. You are strictly barred from distributing, displaying or republishing them without our prior consent.

We are neither a lender nor a broker. No credit decisions are taken by us. We only offer matching services and collect personal details to share them with lenders. However, we cannot guarantee that we will be able to get you matched with a lender and your loan request will be accepted. All approval decisions will be taken by the lender. Besides, not all lenders we are associated with can help you find the loan deal you are in need of.

You should understand that whenever we are sharing your personal information with the lenders in our network, they may store your information, whether you qualify for a loan or not. We neither endorse nor recommend any of the products or services provided by any lender.

We have collected all information available in this website from reliable sources and they are true to the best of our knowledge. However, the information may include errors, omissions and inaccuracies for which we shall not be responsible.

We may make changes in the information in this page without notice. Therefore, you should carefully go through the terms every time you visit us. We may also temporarily or permanently stop providing our services at Loans Shelter without notice. We shall not be accountable if for any reason our website is not live or available.

We Are A Broker, Not A Lender

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan through our UK network of leading Payday Loan Lenders and Brokers. The personal, financial and employment information that we collect is stored electronically for the duration of your application and is removed from our system upon acceptance from a lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayments please do not apply with us in the first place. It is not worth risking your credit rating nor any financial consequences which might result.

Payday Loans are classified by the Financial Conduct Authority as High Risk Financial Instruments and are typically subject to higher rates of interest than those charged by 'high-street commercial lenders'.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions.

Any queries or complaints regarding our service should be addressed in writing to this address.

Pervasive Web Solutions is authorised and regulated by the Financial Conduct Authority to carry out Credit Broking: Authorisation Number FRN740122

Authorisation can be checked on the Financial Service Register at https://www.fca.org.uk/register
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk