How It Works?

At Loans Shelter our only goal is to match you with the right lender capable of fulfilling your urgent cash requirement. With us you do not have to wait for weeks to get approval and fill out lengthy paperwork. Register with us and get matched with the lender who has quick and easy lending process.

We are neither a lender nor a broker. We only offer loan comparison services and have a network of lenders. Different lenders have different requirements and regulations. So, go through them carefully ahead of taking a decision.

Same day loans are short term loans. These loans should not be applied to fix long term debts. Therefore, for anyone who keep extending or recycling the loan, it could get them into financial issues. Therefore, we urge you to borrow as well as repay back responsibly.

Once you have submitted your loan request, we will share your details with the lenders in our network. Lenders will respond back to you within minutes. Some of the factors that will influence approval and the amount of cash you obtain are your current income, where you reside, credit history and level of outstanding debts.

Once approved, lender will get the fund transferred directly into your account. Time taken to get the cash transferred will depend on the banking institution. To avoid delays in receiving the approved funds apply during normal banking hours and fill in the application with complete and correct details.

It is important to read the loan agreement carefully ahead of signing it. The loan agreement will include information about the repayment schedule, fees, renewals, and Annual Percentage Rates. Make sure you completely understand the terms and conditions of the loan deal.

At Loans Shelter you are under no obligation to accept a loan if you are not satisfied with the loan terms. Simply refuse it and reapply with us and get matched with a different lender.

We Are A Broker, Not A Lender

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan through our UK network of leading Payday Loan Lenders and Brokers. The personal, financial and employment information that we collect is stored electronically for the duration of your application and is removed from our system upon acceptance from a lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayments please do not apply with us in the first place. It is not worth risking your credit rating nor any financial consequences which might result.

Payday Loans are classified by the Financial Conduct Authority as High Risk Financial Instruments and are typically subject to higher rates of interest than those charged by 'high-street commercial lenders'.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions.

Any queries or complaints regarding our service should be addressed in writing to this address.

Pervasive Web Solutions is authorised and regulated by the Financial Conduct Authority to carry out Credit Broking: Authorisation Number FRN740122

Authorisation can be checked on the Financial Service Register at
Warning: Late repayment can cause you serious money problems. For help, go to